Lesson 89 · Written for kid, teen, and little
Going Public: What an IPO Is
An IPO is the day a private company starts selling shares to the public.
IPO stands for initial public offering — the first time a private company sells shares to the general public. Before that day, only founders, employees, and a few big early investors own pieces of it. The company works with investment banks to pick a starting price, called the offer price, and files paperwork with regulators explaining its business and its risks. But once trading actually opens, buyers and sellers set the price themselves, and nobody knows yet what the crowd will pay — which is why first-day prices can jump or drop a long way from the offer price. 🔔
Words to know
5IPO
Initial public offering: a company’s first sale of shares to the public. Before an IPO, private shares may exist, but access and resale rules differ from public-market trading.
Private company
A company whose pieces are owned by a small group. You cannot just go buy some — like a family restaurant nobody sells shares of.
Public company
A company whose shares anyone can buy or sell on a stock market. Apple and Nintendo are both public.
Offer price
The price the company and its banks agree on for the shares before trading starts. If the offer price is $20, that is what the first buyers pay.
Underwriter
An investment bank that helps a company get ready to go public and helps sell the first shares. Think of it as the company's guide for the big day.
Four words you will hear whenever a company goes public. Match each one to what it means.
0 / 4 matched
In the full lesson
- 1Match the pairs
- 2Work out the number
- 3Make the call
Vine has 107 lessons like this one, each written three ways so a 7-year-old and a 17-year-old both get a version that fits.
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Start practicingMore in Doing it for real
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- 🏦A brokerage accountThe account you open to start buying real stocks.
- ⚡Day trading — the risks of buying and selling in one dayQuick trades can bring fast losses. Learn the risks before you act.
- ⚠️Margin — when investors borrow moneyHow investors amplify gains — and how they get wiped out.